Menu
Product and Services Rates
Deposit Interest Rates
SPECIAL RATES Special Rates for Time Deposit Accounts (TRL) 1 Month 3 Months 6 Months 1 Year For 100,000 - 499,999 TRL 28.00% 25.50% 24.50% 23.50% For 500,000 - 999,999 TRL 29.00% 27.00% 25.50% 24.50% 1.000,000 TL - 2.999,999 TRL 31.00% 28.00% 25.50% 24.50% 3,000,000 TL - 5,999,999 TRL 32.00% 30.00% 27.50% 25.50% 6,000,000 TL - 9,999,999 TRL 33.00% 30.00% 27.50% 25.50% For above 10,000,000 TRL 33.50% 30.50% 28.00% 26.00% Special Rates for Time Deposit Accounts (GBP) 1 Month 3 Months 6 Months 1 Year For 25.000 - 99.999 GBP 0.80% 1.00% 1.10% 1.20% For above 100,000 GBP 0.90% 1.30% 1.50% 1.70% Special Rates for Time Deposit Accounts (Euro) 1 Month 3 Months 6 Months 1 Year For above 100,000 Euro 0.50% 0.50% 0.50% 0.50% Special Rates for Time Deposit Accounts (USD) 1 Month 3 Months 6 Months 1 Year For above 100,000 USD 1.50% 1.70% 2.20% 2.75% General Rates for Time Deposit Accounts (TRL) TRL USD GBP EUR 1 Month Time Deposit 26.00% 1.40% 0.75% 0.45% 3 Months Time Deposit 25.50% 1.60% 1.00% 0.45% 6 Months Time Deposit 24.50% 1.90% 1.10% 0.45% 1 Year Time Deposit 23.50% 2.45% 1.20% 0.45% TRL USD GBP EUR Savings Account 0.05% - - - Overdraft Account 0.05% 0.02% 0.02% 0.02% For above 100,000 USD 2.10% 2.40% 2.50% 2.85%
Promotional Loans
TRL (Monthly) GBP (Monthly) EUR (Monthly) Housing Loans (Customer with salary) 3.53% 0.54% 0.54%
Commercial Loan İnterest Rates
TRL (Monthly) GBP (Monthly) EUR (Monthly) Commercial İnstallment Loans 3.87% 0.63% 0.63% TRL GBP EUR Overdraft/Current Accaount Interest 50.25% 8.95% 8.95%
Consumer Loans Interest Rates
TRY (Monthly) USD (Monthly) GBP (Monthly) EUR (Monthly) Consumer Loans (Customer with salary) 1 - 36 Months 3.13% - 0.61% 0.61% Consumer Loans (Customer with salary) 37 - 72 Months 3.73% - 0.61% 0.61% Consumer Loans (1 - 36 Months) 3.25% - 0.70% 0.70% Consumer Loans (37 - 72 Months) 3.87% - 0.70% 0.70% Housing Loans (Customer with salary) Max 120 Months 3.53% - 0.54% 0.54% Housing Loans (Max 120 Months) 3.65% - 0.56% 0.56%
Credit Card Fees
Annual Membership Fees:
Classic Card 650 TRL Gold Card 1100 TRL Business World 1300 TRL Platinum Card 1300 TRL Additional Classic Card 325 TRL Additional Gold Card 550 TRL Additional Platinum Card 650 TRL Simple Card Free of charge
Bank Card Fees
Free of charge.
Credit Card Interest Rates
Shopping Interest Rate 4.63% Late Payment Fee 5.13% Cash Advance Rate 4.63% Cash Advance Comission 3 %+ 1 TL
Subsequent Instalment Transaction Fees
Number of Instalments Fee (BSIV included)
3 6.48% 6 11.45% 9 15.71% 12 19.92%
Account Transaction Fees
Overdraft Accounts (TRL) For each transaction 6.50 TRL; At least 1100 TRL + BSIV every 3 months Overdraft Accounts (Foreign Currency) For each transaction as per the currency of the account 0.15; every 3 months at least $15, €15 ve £15 +BSIV as per the currency in the account Current Accounts Without Any Term (Individual - TRL) 550 TRL + BSIV every 6 months Current Accounts Without Any Term (Corporate - TRL) 1100 TRL + BSIV every 6 months Current Accounts Without Any Term (Individual - Foreign Currency) €10, £10, $10 + BSIV every 6 months as per the currency in the account Current Accounts Without Any Term (Corporate - Foreign Currency) €15, £15, $15 + BSIV every 6 months as per the currency in the account
Receipt Fees
Free of charge.
Statement Fees
Free of charge.
Safety Box Rental Fees
Annual Fee:
Small Safe Box 6,000 TRL + BSIV Big Safe Box 7,500 TRL + BSIV Safety Box rental service is provided only at our Famagusta Old Town Branch.
MoneyGram Fees
For MoneyGram fees click here
Cheque Book Fees
Detailed Explanation (BSIV included) TRL $ £ € 10 pages cheque book 688.00 TRL 688.00 TRL 688.00 TRL 688.00 TRL 20 pages cheque book 965.00 TRL 965.00 TRL 965.00 TRL 965.00 TRL 40 pages cheque book 1310.00 TRL 1310.00 TRL 1310.00 TRL 1310.00 TRL Interest capitalisation is applied every 3 months for TRL cheque accounts and foreign currency cheque accounts.
Returned Cheque Fees
Currency TRL USD GBP EUR Refer to drawer (Received) (+BSIV) 1125 15 15 15 Refer to drawer (Send) (+BSIV) 1125 15 15 15
Discount of Cheques
TRL Discount interest rate %29.00
Foreign currency discount interest rate %12
Discount of Cheques (TRL & Foreign Currency) 670.00 TRL (+BSIV) (Per every cheque page)
Cheques Sent Abroad for Collection
Pension Cheques Sent Southern Cyprus for Collection %0.4 comission + BSIV ; minimum fee €7 (BSIV excluded) The Other Cheques Sent Southern Cyprus for Collection %0.4 comission + BSIV ; minimum fee €10 (BSIV excluded) Foreign Cheques Sent to/over Turkey for Collection %0.4 comission + BSIV ; minimum fee £4, €5, $6 + postage fee £15, €17, $20 + correspondent bank fee £15, €17, $20 (BSIV excluded) TRL Cheques Sent to Turkey for Collection %0.4 comission + BSIV ; minimum fee 500 TRL + current postage fee (BSİV excluded)
Domestic Electronic Payment System (EÖS)
TRL USD GBP EUR Individual Costumers Domestic EÖS Transfers Up to 12,000 TRL, 2,000 USD, 2,000 GBP, 2,000 Euro 24,000 4.00 4.00 4.00 BSİV including BSİV including BSİV including BSİV including Individual Costumers Domestic EÖS Transfers For above 12,000 TRL, 2,000 USD, 2,000 GBP, 2,000 Euro 230.00 6.00 4.00 5.00 BSİV excluded BSİV excluded BSİV excluded BSİV excluded - Exception: No fee is charged for incoming EÖS money transfers. There is no fee for EÖS transfers (incoming and outgoing) made over the internet.
- EÖS: Domestic Electronic Payment System
Report Fees
Documenting debt informationDocumenting debt information for salary transfer purpose 1125.00 TRL - Customers who are receiving social assistance and disability pension are exempted from this fee.
Foreign Money Transfer Fees
Incoming Money Transfers
Fees Minimum Fee Details YP %0.1 transfer fee (BSIV excluded) Minimum fees $5, €5, £5 (BSIV excluded) Money transfers to EMU student accounts are exempted from this fee. TRL %0.1 transfer fee (BSIV excluded) Minimum fee 40 TRL (BSIV excluded) Money transfers to EMU student accounts, Optimum Credit Card payments and debt accounts are exempted from this fee. Outgoing Money Transfers
Fees Minimum fee Maksimum fee TRL %0.1 + 50 TRL (BSIV excluded) 50 TRL (BSIV excluded) 2000 TRL for transfers for transfers above 1.000,000 TRL (BSIV excluded) USD %0.4 + $25 (correspondent bank fee) (BSIV excluded) $12 + $25 (correspondent bank fee) (BSIV excluded) * $200 for transfers between $50,000-$100,000. * %0.2 for transfers above $100,000 (BSIV excluded) GBP %0.4 + £17 (correspondent bank fee) (BSIV excluded) £8 + £17 (correspondent bank fee) (BSIV excluded) * £200 for transfers between £50,000- £100,000 . * %0.2 for transfers above £100,000 (BSIV excluded) EUR %0.4 + €20 (correspondent bank fee) (BSIV excluded) €10 + €20 (correspondent bank fee) (BSIV excluded) * €200 for transfers between €50,000- €100,000. * %0.2 for transfers above €100,000 (BSIV excluded)
Foreign Money Transfer Fees
Incoming TransfersOutgoing Transfers• BSIV is added to the fees described above.Incoming Pension Transfers From Southern Cyprus
Letter of Guarantee Fees
DomesticInternationalCounter Guarantee
Incoming Transfers Against Exports
Export DocumentsExport Letter of Credit
Documentary Letter of Credit
• BSIV is added to the fees described above.
Cash Against Documents
POS Terminal Fees
Fixed POS FeesIn cases where the monthly turnover of the POS member workplace is less than 4,000 TRL the average of the last 3 months’ turnover is calculated. If the average turnover is still less than 4,000 TRL, a 240 TRL + BSIV POS Inactivity Fee is charged.Mobile POS FeesIn cases where the monthly turnover of the POS member workplace is less than 8,000 TRL, the average of the last 3 months’ turnover is calculated. If the average turnover is still less than 8,000 TRL, a 350 TRL + BSIV POS Inactivity fee is charged.Every month a fee of 30 TRL + BSIV is collected from the POS account of the member workplace for the use of a Turkcell phone line.