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Product and Services Rates
Deposit Interest Rates
SPECIAL RATES Special Rates for Time Deposit Accounts (TRL) 1 Month 3 Months 6 Months 1 Year For 100,000 - 349,999 TRL 30.00% 30.00% 27.40% 25.35% For 350,000 - 699,999 TRL 31.50% 31.50% 28.30% 26.20% 700,000 TL - 999,999 TRL 33.00% 33.00% 28.50% 26.80% 1,000,000 TL - 2,999,999 TRL 34.00% 34.00% 29.15% 27.05% For above 3,000,000 TRL 35.00% - - - Special Rates for Time Deposit Accounts (GBP) 1 Month 3 Months 6 Months 1 Year For 25.000 - 99.999 GBP 0.80% 1.00% 1.10% 1.20% For above 100,000 GBP 0.90% 1.30% 1.50% 1.70% Special Rates for Time Deposit Accounts (Euro) 1 Month 3 Months 6 Months 1 Year For above 100,000 Euro 0.50% 0.50% 0.50% 0.50% Special Rates for Time Deposit Accounts (USD) 1 Month 3 Months 6 Months 1 Year For above 100,000 USD 1.50% 1.70% 2.20% 2.75% General Rates for Time Deposit Accounts (TRL) TRL USD GBP EUR 1 Month Time Deposit 29.00% 1.40% 0.75% 0.45% 3 Months Time Deposit 29.00% 1.60% 1.00% 0.45% 6 Months Time Deposit 26.25% 1.90% 1.10% 0.45% 1 Year Time Deposit 24.20% 2.45% 1.20% 0.45% TRL USD GBP EUR Savings Account 0.05% - - - Overdraft Account 0.05% 0.02% 0.02% 0.02% For above 100,000 USD 2.10% 2.40% 2.50% 2.85%
Promotional Loans
TRL (Monthly) GBP (Monthly) EUR (Monthly) Housing Loans (Customer with salary) 4.34% 0.54% 0.54%
Commercial Loan İnterest Rates
TRL (Monthly) GBP (Monthly) EUR (Monthly) Commercial İnstallment Loans 4.75% 0.63% 0.63% TRL GBP EUR Overdraft/Current Accaount Interest 59.92% 8.95% 8.95%
Consumer Loans Interest Rates
TRY (Monthly) USD (Monthly) GBP (Monthly) EUR (Monthly) Consumer Loans (Customer with salary) 1 - 36 Months 3.85% - 0.61% 0.61% Consumer Loans (Customer with salary) 37 - 72 Months 4.58% - 0.61% 0.61% Consumer Loans (1 - 36 Months) 3.99% - 0.70% 0.70% Consumer Loans (37 - 72 Months) 4.75% - 0.70% 0.70% Housing Loans (Customer with salary) Max 120 Months 4.34% - 0.54% 0.54% Housing Loans (Max 120 Months) 4.48% - 0.56% 0.56%
Credit Card Fees
Annual Membership Fees:
Classic Card 272 TRL Gold Card 473 TRL Business World 272 TRL Platinum Card 554 TRL Additional Classic Card 136 TRL Additional Gold Card 236 TRL Additional Platinum Card 277 TRL Simple Card Free of charge
Bank Card Fees
Free of charge.
Credit Card Interest Rates
Shopping Interest Rate 2.98% Late Payment Fee 3.48% Cash Advance Rate 2.98% Cash Advance Comission 3 %+ 1 TL
Subsequent Instalment Transaction Fees
Number of Instalments Fee (BSIV included)
3 6.48% 6 11.45% 9 15.71% 12 19.92%
Account Transaction Fees
Overdraft Accounts (TRL) For each transaction 2.06 TRL; At least 340 TRL + BSIV every 3 months Overdraft Accounts (Foreign Currency) For each transaction as per the currency of the account 0.14; every 3 months at least $14, €14 ve £14 +BSIV as per the currency in the account Current Accounts Without Any Term (Individual - TRL) 244 TRL + BSIV every 6 months Current Accounts Without Any Term (Corporate - TRL) 340 TRL + BSIV every 6 months Current Accounts Without Any Term (Individual - Foreign Currency) €10, £10, $10 + BSIV every 6 months as per the currency in the account Current Accounts Without Any Term (Corporate - Foreign Currency) €12, £12, $12 + BSIV every 6 months as per the currency in the account
Receipt Fees
Free of charge.
Statement Fees
Free of charge.
Safety Box Rental Fees
Annual Fee:
Small Safe Box 2,210 TRL + BSIV Big Safe Box 2,648 TRL + BSIV Safety Box rental service is provided only at our Famagusta Old Town Branch.
MoneyGram Fees
For MoneyGram fees click here
Cheque Book Fees
Detailed Explanation (BSIV included) TRL $ £ € 10 pages cheque book 206.67 TRL 206.67 TRL 206.67 TRL 206.67 TRL 20 pages cheque book 287.53 TRL 287.53 TRL 287.53 TRL 287.53 TRL 40 pages cheque book 386.89 TRL 386.89 TRL 386.89 TRL 386.89 TRL Interest capitalisation is applied every 3 months for TRL cheque accounts and foreign currency cheque accounts.
Returned Cheque Fees
Currency TRL USD GBP EUR Refer to drawer (Received) (+BSIV) 333.50 15 15 15 Refer to drawer (Send) (+BSIV) 333.50 15 15 15
Discount of Cheques
TRL Discount interest rate %29.00
Foreign currency discount interest rate %12
Discount of Cheques (TRL & Foreign Currency) 198.00 TRL (+BSIV) (Per every cheque page)
Cheques Sent Abroad for Collection
Pension Cheques Sent Southern Cyprus for Collection %0.4 comission + BSIV ; minimum fee €7 (BSIV excluded) The Other Cheques Sent Southern Cyprus for Collection %0.4 comission + BSIV ; minimum fee €10 (BSIV excluded) Foreign Cheques Sent to/over Turkey for Collection %0.4 comission + BSIV ; minimum fee £4, €5, $6 + postage fee £15, €17, $20 + correspondent bank fee £15, €17, $20 (BSIV excluded) TRL Cheques Sent to Turkey for Collection %0.4 comission + BSIV ; minimum fee 121 TRL + current postage fee (BSİV excluded)
Domestic Electronic Payment System (EÖS)
TRL USD GBP EUR Individual Costumers Domestic EÖS Transfers 153.00 6.00 4.00 5.00 BSİV excluded BSİV excluded BSİV excluded BSİV excluded - EÖS transfers from internet is free of charge
Report Fees
Documenting debt informationDocumenting debt information for salary transfer purpose 334.00 TRL - Customers who are receiving social assistance and disability pension are exempted from this fee.
Foreign Money Transfer Fees
Incoming Money Transfers
Fees Minimum Fee Details YP %0.1 transfer fee (BSIV excluded) Minimum fees $5, €5, £5 (BSIV excluded) Money transfers to EMU student accounts are exempted from this fee. TRL %0.1 transfer fee (BSIV excluded) Minimum fee 17 TRL (BSIV excluded) Money transfers to EMU student accounts, Optimum Credit Card payments and debt accounts are exempted from this fee. Outgoing Money Transfers
Fees Minimum fee Maksimum fee TRL %0.4 + 10 TRL (BSIV excluded) 20 TRL (BSIV excluded) * 400 TRL for transfers between 100,000-200,000 TRL. * %0.2 for transfers above 200,000 TRL (BSIV excluded) USD %0.4 + $25 (correspondent bank fee) (BSIV excluded) $12 + $25 (correspondent bank fee) (BSIV excluded) * $200 for transfers between $50,000-$100,000. * %0.2 for transfers above $100,000 (BSIV excluded) GBP %0.4 + £17 (correspondent bank fee) (BSIV excluded) £8 + £17 (correspondent bank fee) (BSIV excluded) * £200 for transfers between £50,000- £100,000 . * %0.2 for transfers above £100,000 (BSIV excluded) EUR %0.4 + €20 (correspondent bank fee) (BSIV excluded) €10 + £20 (correspondent bank fee) (BSIV excluded) * €200 for transfers between €50,000- €100,000. * %0.2 for transfers above €100,000 (BSIV excluded)
Foreign Money Transfer Fees
Incoming TransfersOutgoing Transfers• BSIV is added to the fees described above.Incoming Pension Transfers From Southern Cyprus
Letter of Guarantee Fees
DomesticInternationalCounter Guarantee
Incoming Transfers Against Exports
Export DocumentsExport Letter of Credit
Documentary Letter of Credit
• BSIV is added to the fees described above.
Cash Against Documents
POS Terminal Fees
Fixed POS FeesIn cases where the monthly turnover of the POS member workplace is less than 3,000 TRL the average of the last 3 months’ turnover is calculated. If the average turnover is still less than 3,000 TRL, a 75 TRL + BSIV POS Inactivity Fee is charged.Mobile POS FeesIn cases where the monthly turnover of the POS member workplace is less than 6,000 TRL, the average of the last 3 months’ turnover is calculated. If the average turnover is still less than 6,000 TRL, a 125 TRL + BSIV POS Inactivity fee is charged.Every month a fee of 20 TRL + BSIV is collected from the POS account of the member workplace for the use of a Turkcell phone line.