KoopBank makes life easier for you and helps you managing your accounts
Koopbank, provides services to corporate clients with different and various products such as credit, foreign trade transactions, and cash management.
Koopbank is providing contemporary and innovative services regardless of their scale to all enterprises, to importers/exporters and wholesalers, to secondary industry enterprises, to the suppliers of big companies and their dealers. It is also standing by all of them as a solution partner with the aim of meeting their any kind of financial needs.
Click here for interest rates.
- Current Accounts
- Time Deposit Accounts
- Overdraft Accounts
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Current Account
Provides a lot of advantages KoopBank has to offer.
With the flexibility of a current account you can earn while you save and withdraw when you need cash.
You can make all your banking transactions through your current account and save time.
Open an account in Turkish Lira or in any foreign currency, build your savings, make money orders and EFT, make card and standing order payments, pay your bills and withdraw cash whenever you need it.
What does it offer?
- Bills and Regular Payments: One single directive and you may easily make bill and regular payments from your checking account.
- Get your Salary Automatically Deposited : If you are a public servant or retired with a Social Security or if you work for an institution or a company which has an agreement with us, then upon request your salary may be automatically deposited into your bank account on its due date.
- You can buy and sell foreign currency and make your foreign currency transfers out of your foreign currency account.
- Shopping and Cash Withdrawal : You can withdraw cash from our ATMs by linking your checking account to your KOOP24 or Optimum Card. Your purchases with KOOP24 will instantly be debited from your sight deposit account.
- No bank charges to your current account when your salary is automatically directed to your account.
Accessing your account
You can access your current account 24 hours a day, by Telephone Banking 600 02 02, from our Mobile and Internet Branch, and from our KOOP24 ATMs
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Time Deposit Accounts
Choose KoopBank if you are looking for a secure investment with satisfactory interest rates. With its fixed interest and variable time options our Time Deposit Accounts are for YOU.
The TL or foreign currency based term account that you will open will be renewed upon term expiration with the same term and interest rates unless requested otherwise.
If you wish, upon term expiration, your money may be transferred to the account you designated. Moreover, you may also want to take only the accrued interest and let your capital continue on increasing its value in your term account. Depending on the closure date, a certain rate of interest is applied to the accounts closed before term expiration.
To open a time deposit account you can also visit our KoopBank Internet and Mobile Branch
In our Mobile Branch or Internet Branch, upon term expiration;
- You can transfer money from your current account to your deposit account
- You can also transfer money from your deposit account to your current account
Time deposit accounts term options
You can choose from one, three or six months and one year time deposit options for your cash in TL, English Pound, American Dollars and Euro.
Click here to see all time deposit account rates.
Accessing Your Account
All your time deposit account transactions can be done by Telephone banking on 600 02 02 KoopBank special interactive phone line, Mobile Branch or through our Internet Branch.
If you are one of our credit card users, you can acquire your password from our customer services on 600 02 02. After completing the application form, you can access term and all your accounts through our Interactive Banking channels.
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Overdraft Accounts
By opening a overdraft account at our bank, your company can benefit from the possibilities of all payments or forward purchases.
Your Overdraft Account meets your daily cash needs and payments even you do not have sufficient funds in your demand deposit account.
What does it offer?
- Besides providing all usual advantages of current accounts, with a pre-agreed overdraft limit, overdraft account also enables the payment of your transactions even when you do not have enough funds in your account.
- Bill and Regular Payments : One single directive and you may easily make bill and regular payments from your overdraft account.
- Get your Salary Automatically Deposited : If you are a public servant or retired with a Social Security or if you work for an institution or a company which has an agreement with us, then upon request your salary may be automatically deposited into your bank account on its due date.
You can buy and sell foreign currency and make your foreign currency transfers out of your foreign overdraft account.
- You can obtain a checkbook if you wish, depending on your overdraft account
- Shopping and Cash Withdrawal: You can withdraw cash from our ATMs by linking your checking account to your KOOP24 or Optimum Card. Your purchases with KOOP24 will instantly be debited from your sight overdraft deposit account.
Accessing Your Account
You can access your overdraft accounts 24 hours a day, by Telephone Banking 600 02 02, from our Mobile and Internet Branch, and from our KOOP24 ATMs
Current Account Interest Rates
|
TRY |
USD |
GBP |
EUR |
Current Account |
0.05% |
0.02% |
0.02% |
0.02% |
Overdraft Account |
0.05% |
0.02% |
0.02% |
0.02% |
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Time Deposit Account Interest Rates
|
TRY |
USD |
GBP |
EUR |
1 Month Time Deposit |
9.65% |
2.40% |
3.20% |
2.40% |
3 Months Time Deposit |
7.00% |
2.50% |
3.40% |
2.65% |
6 Months Time Deposit |
7.25% |
2.60% |
3.65% |
2.90% |
1 Year Time Deposit |
5.50% |
3.00% |
3.90% |
3.00% |
Special Rates for 1 Month Time Deposit
%9.90 Between 100,000 - 350,000 TL
%10.15 Between 350,001 - 700,000 TL
%10.30 over 700,000 TL
Special Rate For 1 Year Time Deposit For Foreign Currencies
%4.05 for 10,000 GBP and over
%3.15 for 10,000 EURO and over
%3.15 for 15,000 USD and over
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Account Transaction Fees
Overdraft Accounts(TL) |
For every transaction 0.21 TL; Every three months at least 26 TL + Bsiv |
Short and Mid-term credits |
For every transaction 0.21 TL; yearly at least 26 TL + Bsiv |
Short and mid-term credits (Foreign Currency) |
For every transaction in currency of the account 0.14; yearly, in currency of the account, at least $14, €14 or £14 + Bsiv |
Overdraft Accounts ( Foreign Currency ) |
For every transaction in currency of the account 0.14; every 3 months, in currency of the account, at least $14, €14 or £14 + Bsiv |
Current Savings Account (Personal - TL) |
20 TL + Bsiv every 6 months time |
Current Savings Account (Corporate - TL) |
26 TL + Bsiv every 6 months time |
Current Savings Account (Personal - Foreign Curency) |
€8, £6, or US$10 + Bsiv, every 6 months according to the currency of the account |
Current Savings Account (Corporate - Foreign Curency) |
€10, £8, or US$ 12 + Bsiv every 6 months according to the currency of the account |
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Cheque Book Fee
Details (BSIV included) |
TL |
$ |
£ |
€ |
10 Page Cheque Book |
15.73 |
9.70 |
5.90 |
6.90 |
20 Page Cheque Book |
26.31 |
16.20 |
9.85 |
11.55 |
40 Page Cheque Book |
42.32 |
25.90 |
15.80 |
18.45 |
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Overdraft Account Interest Rates
|
TRY |
USD |
GBP |
EUR |
Overdraft Account Debt |
16.75% |
8.25% |
8.25% |
8.25% |
Overdraft Account Credit |
0.05% |
0.02% |
0.02% |
0.02% |
Interest is capitalized in every three months to your TL and foreign overdraft accounts.
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