OptimumCard Platinum

This not just a credit card but a way of life, combining assurance and great convenience.

OptimumCard Platinum, provides all the facilities of OptimumCard with the additional advantage of a high expenditure limit.

You can benefit from the Comfort Lounge services at İstanbul Sabiha Gökçen Airport foreign terminal free of charge.

All over the world, at thousands of points, with its prestigious high expenditure limit, travel and insurance services and emergency support, OptimumCard Platinum aims to provide you with the highest level of ease and assurance for both shopping and withdrawals. OptimumCard Platinum provides unlimited help and support for all your needs, 24 hours a day, 7 days a week.

  • Features of Optimum Platinum

  • Features of OptimumCard

Click here for fees and rates valid on Credit cards.

Optimum Instalment
Delayed Instalment
Optimum Advance
Optimum Points
  • Optimum Instalment

    Don’t postpone your dreams. Choose the instalment option for your purchase payments.

    Use Optimum Instalment for your OptimumCard payments. You can take advantage of favourable shopping opportunities and payment conditions whenever you see the Optimum symbol in more than 4,000 shops/businesses. With OptimumCard you have the option to either pay in full or in interest-free instalments regardless of the payment period.

  • Optimum Delayed Instalment

    Shop first,pay later anywhere in the world... You can even pay off your cash purchases in instalments!

    With OptimumCard spread all your single payment purchases as instalment payments at home or abroad. All you need to do to make your payments is either visit our Internet Branch online, or use our Mobile Branch via your mobile phone or tablet ,or contact our Call Centre on (0392) 600 02 02.

    • Delayed Instalment Fees

    Number of Instalment Fee (BSİV not included)
    3 % 6.48
    6 % 11.45
    9 % 15.71
    12 % 19.92

  • How to calculate a delayed instalment

  • Channels for applying for delayed instalment

  • Detailed Information

  • Optimum Advance

    Do not make a big deal … Simply withdraw cash advance from ATMs and our branches.

    With OptimumCard you have the freedom of a cash advance anytime you need one. You can withdraw cash from all KOOP24 ATMs, our branches and all ATMs displaying the MasterCard/Visa symbol, at home or abroad.

  • Optimum Points

    Earn all the time… Shop for free by spending points rather than money.

    Optimum Points with OptimumCard. Single payments or instalments, you get Optimum Points on all purchases paid for with OptimumCard. What's more, you can double and quadruple your points at certain point levels and at certain periods. Then you can use the Optimum Points as money for shopping at various shops/businesses.